Features

Every tool, one app

A complete picture of what Kuber does. Free features are yours forever. Pro unlocks the rest. Everything runs offline.

Tracking

9

Expense TrackingAdd income, expenses and transfers in seconds, with autofill suggestions from your past transactions.Ask KuberSignatureAsk about your money in plain words and get answers right on your phone. Or describe a transaction and Kuber drafts it for you to confirm.SMS ImportSignatureTurn bank and payment SMS into transactions, parsed on your phone and imported only when you say so.Quick AddType or speak to log several transactions at once. Amounts, merchants and categories are parsed on your phone, from the home widget or full screen.Voice Quick AddSignatureSay what you spent and Kuber logs it. Built into Quick Add for hands-free tracking.Recurring TransactionsAutomate repeating income and expenses like salary, rent and subscriptions, with custom frequencies.LoansTrack any loan: principal, interest rate and EMIs, with a running payment history.InvestmentsTrack mutual funds, stocks, SIPs, gold, FDs, crypto and real estate in one portfolio, with gain and loss based on the values you enter.Lent and BorrowedTrack money lent to friends or borrowed from others, with contact suggestions and clean settlement.

Insights

2

Detailed AnalyticsCore charts, weekly heatmaps and category breakdowns are free. Advanced Analytics adds health scores and predictive patterns in Pro.Money StoriesBite-sized visual stories about your spending. New stories stay on Home for 48 hours, and the Stories Archive keeps them all.

Money

4

Tools & Calculators18 built-in calculators for borrowing, taxes, investments and planning. Save any calculation to revisit and compare later.BudgetsCategory spending limits with live progress, custom alerts and a history of past months.Currency SupportTrack in your chosen currency, with native symbol formatting and a built-in converter.Kuber ProWhat Kuber Pro unlocks: Advanced Analytics, unlimited SMS imports, automatic backups and higher limits.

Privacy & Security

3

Kuber CardsSignatureStore your payment card details encrypted on your phone, locked behind your PIN or biometrics. No network, ever.Privacy ModeHide amounts at a glance when others are around.Biometric LockLock Kuber, private notes and saved cards behind fingerprint or face unlock, secured by your phone.

Personalization

3

In-App WidgetsCustomize your dashboard and analytics. Drag cards to reorder them and switch widgets on or off.ThemesSixteen accent families in light, dark and system modes, with live recoloring across the app.Multi-lingualUse Kuber in 9 languages: English and 8 Indian languages.

Productivity

6

Kuber NotesSignatureA smart notepad that does the math. Type 'total' or '=' to add up, and tap a number to log it as a transaction, loan or ledger entry.Powerful FilteringFilter by keyword, account, category, tag, amount range, transaction type or custom dates.RemindersReminders for bills, EMIs, salary and dues. Filter by overdue, today or this week, with recurring schedules.Developer ModeExtra tools and diagnostics for power users.ShortcutsLong-press a nav tab or the add button for quick actions, privacy toggles and custom entry options.Upcoming EventsOne timeline for what is coming up: card dues, SIPs, loan EMIs, money lent or borrowed, and recurring bills.

Data

2

Automatic BackupsScheduled backups on your phone that you own. Choose daily, weekly or monthly, and pick the folder.Import and ExportExport statements and full backups as CSV or JSON, restore older records, or try features with sample data.