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Saved on this device only. In the app, Kuber Signature is free and the other fifteen come with Pro.

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Local-first personal finance, made in India

Fully offline.
Fully yours.

Track expenses, read your spending and stay on top of your money. No account, no cloud, no tracking. Your data never leaves your phone.

  • Offline
  • Private
  • Open source
  • Made in India
  • Under 17 MB
Why Kuber

Everything you need to track money, nothing you don't.

The same five ideas as the tour inside the app, from the first expense you note to the tools you use later.

01 / 05

Make noting every expense a habit.

Small expenses count too. Noting is easy, and bank SMS add most of them.

02 / 05

Every account. Even credit cards.

Bank, cash and cards, with billing cycles and due dates. Add any category.

03 / 05

Track more than spending.

Budgets, investments, loans, money lent or borrowed, and subscriptions.

04 / 05

Your spending, at a glance.

Every transaction in one searchable history, with many ways to analyze it.

05 / 05

Go further when you want.

  • Ask Kuber
    Ask about your money, answered on your phone.
  • Kuber Cards
    Your cards, encrypted and kept on your phone.
  • Kuber Notes
    Notes that do the math and add transactions.
  • Calculators and tools
    EMI, SIP, tax and more.
  • Reminders
    Never miss a bill.
Signature

The features people switch for

Ask Kuber

Ask about your money in plain words and get answers right on your phone. Or describe a transaction and Kuber drafts it for you to confirm.

Free: 5 questions a week. Pro: unlimited.

Learn more about Ask Kuber

SMS Import

Turn bank and payment SMS into transactions, parsed on your phone and imported only when you say so.

Free: 5 imports a week. Pro: unlimited.

Learn more about SMS Import

Kuber Cards

Store your payment card details encrypted on your phone, locked behind your PIN or biometrics. No network, ever.

Free: 2 cards. Pro: unlimited.

Learn more about Kuber Cards

Kuber Notes

A smart notepad that does the math. Type 'total' or '=' to add up, and tap a number to log it as a transaction, loan or ledger entry.

Free: 2 notes. Pro: unlimited.

Learn more about Kuber Notes
Make it yours

Sixteen themes. Light and dark.

Pick an accent family and Kuber recolors, income and expense included. Tap a theme below to try it. The whole site changes with you.

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In numbers

Small app. A lot inside.

Banks supported for SMS import, plus UPI apps
15
Home screen widgets
12
Built-in calculators
18
Themes, each in light and dark
16
Languages
9

SMS import works with 15 banks and UPI apps, including

How SMS import works
  • HDFC Bank
  • State Bank of India
  • ICICI Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • Punjab National Bank
  • IDFC FIRST Bank
  • Yes Bank
  • and more

Bank names are shown for reference only. Kuber is not affiliated with these banks.

Made by one developer

Kuber is built and maintained by Gautam Rajeev Singh, a developer from India. It started because no expense app felt fast, private and simple enough for daily use. So he built one.

Start tracking today

Free to download. Under 17 MB. No account needed.

Get it onGoogle Play